RM10 Is All It Takes To Begin Your Investment Journey

Introduction

Have you noticed how everything seems to be getting more expensive these days? Groceries, movie tickets, food, and fuel, you name it; Most Malaysians can feel the pinch. That’s why more of us, especially Gen Z’s, are starting to look at saving and financial planning in a more serious light. But when your income is tight, where do you even begin?

That’s where ASB (Amanah Saham Bumiputera) comes in.

Believe it or not, building long-term financial security doesn’t always require a big starting capital. Sometimes, all it takes is the right platform, a bit of discipline, and a starting fund of just RM10.

Saving Feels Hard. You’re Not Alone.

If saving money has ever felt like an uphill battle, you’re definitely not alone. Surveys show that one of the biggest financial concerns among young Malaysians is not having enough savings to fall back on. With prices rising for everything from food to phone bills, even setting aside RM50 a month can feel like a stretch.

But here’s the good news: Saving doesn’t have to be difficult. 

Even small steps, like investing RM10 in ASB through Pos Malaysia, can help you start building a more secure future. One that grows over time.

Start With Just RM10 Through ASNB

Enter Amanah Saham Nasional Berhad (ASNB), a trusted, government-backed investment platform that’s been helping Malaysians grow their savings for over 40 years!

What makes ASNB different is how accessible it is. Don’t have thousands to get started? No problem. In fact, all you need is RM10 to begin investing in one of their many unit trust funds. It’s perfect for students, fresh grads, and anyone just starting their investment journey.

Consistency is key. The more regularly you contribute, the more your money grows thanks to the power of compounding, where your earnings generate more earnings over time.

So… Why ASNB?

ASNB offers a variety of funds that match different goals and risk appetites. For example, you might be familiar with the names Amanah Saham Pendidikan or Amanah Saham Kesihatan — these are now known as ASN Equity 3 and ASN Imbang 2. They’ve been around for decades and continue to provide strong, stable returns.

In 2024, the ASB fund declared a dividend of 5.75 sen per unit, translating to a 5.75% annual return. That’s more than double what most fixed deposits offer! On top of that, your investments are professionally managed, which means you don’t have to worry about watching the stock market every day.

Who Is ASNB Suitable For?

Short answer? Almost everyone, but it’s especially good for:

 1. Students and fresh grads who want to start small

 2. Young professionals looking to invest consistently over time

 3. arents saving up for their kids’ future

 4. Anyone who wants a low-risk alternative to stocks or crypto

If you’ve been meaning to take control of your finances, ASNB is one of the easiest and safest places to start.

You Can Start (and Maintain) Your Investment at Pos Malaysia

Once you’ve registered your ASNB account at any official branch, managing your savings becomes super convenient.

Pos Malaysia offers ASNB services at outlets nationwide, including deposits, withdrawals, and fund transfers, so you can stay on track even if you’re not in a big city. With over 600 locations across the country, chances are there’s one just a short drive or walk from your home.

No excuses, OK?

Conclusion

Financial security doesn’t happen overnight. But with consistency and the right tools, it’s more achievable than you think. Platforms like ASNB make it possible to start small, build good habits, and watch your savings grow, without stress.

So if you’ve been waiting for a sign to start your investment journey, this is it. Begin with RM10 today and let Pos Malaysia support you every step of the way. Learn more about our offers here!